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What can I use a Personal Loan for?

  • Medical Emergency
  • Get emergency cash to pay hospital expenses and prescriptions.

  • Home Repairs
  • Broken heater or AC, leaky roof, burst pipe flooding your basement? Get them fixed before the problem gets bigger.

  • Bank Overdraft Charges
  • Avoid costly overdraft fee of your bank account. A $20 bank overdraft typically comes with $28.95 fee.

  • Late Fees
  • Missed payments add unnecessary late fees and expensive service disconnections.

  • Bounced Checks
  • A bounced check carries costly return fees, not to mention illegal in many states.

  • Rent is Due
  • Avoid additional fees and possible eviction notices if rent is due and you don’t have the cash immediately available.

  • Car Repairs
  • Need to get to work but car broke down? Get cash into your bank account right away.

Why Northern Plains Funding?


Unlike traditional payday loans, loans from Northern Plains Funding offer more flexible repayment options while still providing the cash when you need it.

According to the FDIC, the effective APR of an overdraft charge is over 3500%. Our loans are a great alternative to paying late fees and penalties. Learn more about why our flex-pay loan is the best payday loan alternative .

Learn more about why our loan products are the best alternatives to traditional payday loans.