How Our Fast Cash Loans Work


How Our Fast Cash Loans Work

Northern Plains Funding Fast Cash Loans are different from the typical payday loans you might be familiar with using. You still enjoy instant online approval with no credit check, and once approved you still have the cash deposited directly into your bank account. However, more flexible payment options make it easier to repay what you’ve borrowed versus traditional payday loans.

Step 1: Apply Online in Seconds

The online application lets you apply for your loan as soon as you discover you need cash now.

  • We use a secure encryption to process your application, so you have peace of mind that your application is safe and confidential.
  • We do not require you to fax any documents or meet with a lending agent to receive your approval.

Step 2: Receive Instant Pre-Approval

Once you complete and submit your online application, you will receive e-mail notification of instant pre-approval if everything checks out. You’ll know in seconds if you are pre-approved for your loan and how much money you can receive.

  • First-time borrowers can receive up to $1,000
  • Returning borrowers can receive up to $2,500
  • The minimum loan is $200

Step 3: Get the Cash You Need

The money is deposited into the bank account you designate. Wire transfers available for an additional fee (must be completed by 4:30pm EST). Check with your bank as they may charge a fee to receive wire transfers. ACH transfers must be completed by 8:00pm EST for next business day funding. Our fast cash loans offer more flexible repayment options versus traditional 2-week payday loans.

  • You pay the loan back making installment payments, as you would on a traditional fixed-payment loan, such as your mortgage or auto loan.
  • Since you pay over time, you reduce the burden repayment usually places on your finances.
  • You have the ability to pay the loan back at ANY TIME without a penalty.

For more information about how these loans are paid back, please visit our Fast Cash Instant Approval Loans Rates & Terms page. If you still have questions, please visit our No Credit or Bad Credit* Loans FAQ or call us at 888-NORTH99 (888-667-8499) to speak with a representative.